About 10 days ago I warned you about potential scams - including the companies that offer loan modifications to you. What they promise is that they will be able to reduce your payments to you mortgage holder. Do not believe them. All they seem to twant is your money up front - before they do anything. Don't give it to them.
This is so important, I will repeat it - Don't give them your money. You can do your own loan modification. Contact your mortgage holder and just follow their instructions. Your mortgage holder does not want to have your house on their hands - they will work with you.
Click on the link to find out more and how the government is working to protect you:
http://www.miamiherald.com/business/story/987802.html
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